Pedestrians struck by vehicles face severe injuries. Learn Kentucky's crosswalk laws, how PIP can cover you on foot, and what to do after being hit.
Drivers must yield — but often don't
Kentucky law requires drivers to yield to pedestrians in marked and unmarked crosswalks and to exercise care to avoid hitting people on foot. Yet distracted driving, failure to yield, speeding, and impaired driving cause serious pedestrian crashes across the state, from busy city streets to dark rural highways.
Your auto insurance may cover you on foot
A surprise to many people: Kentucky's no-fault PIP benefits from your own auto policy can pay your initial medical bills even when you were struck as a pedestrian. If you have no policy, the striking vehicle's PIP or the Assigned Claims Plan may apply.
Comparative fault still allows recovery
Even if a driver claims you 'stepped out suddenly' or crossed mid-block, Kentucky's pure comparative fault rule means you can still recover, with any award reduced by your share of fault. Don't assume an accusation of fault ends your claim.
After being struck
Get emergency care — pedestrian injuries are frequently severe (head trauma, fractures, internal injuries). Document the scene if possible, get the driver's and witnesses' information, and avoid giving recorded statements to the driver's insurer.
Call 973-566-5599 for a free review of your pedestrian injury claim.
Injured in Kentucky? Get a Free Case Review
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